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Buying / Selling Resources

Staging and Redecorating for maximum resale dollars


Staging and Redecorating.pdf



Basement Apartments


Are basement apartments ‘permitted’?

The Province of Ontario agreed to permit two self-contained dwelling units in most detached, semi detached and row houses.


Are basement apartments ‘legal’?

Not necessarily. While the province permits basement apartments, in order to legalize a second unit, owners must satisfy minimum fire safety standards under the provincial fire code. In other words, existing apartments are permitted today but potentially not legal.


What does this regulation deal with?

There are four issues which these regulations deals with:

  1. fire separation between dwelling units;
  2. means of escape;
  3. fire alarms and detection;
  4. electrical fire safety.

What happens if the dwelling units do not comply?
Non-compliance could mean a fine up to $25,000.00, or more than one year in prison, or both. If a tenant died or was injured in a fire in a basement apartment that violated the fire code, a civil action could be advanced.


How can I find out if the units comply?


Two different inspections must be carried out to clear a property; one from Ontario Hydro and one from the local fire department. A preliminary inspection will indicate the work needed to upgrade the property followed by the final inspection. If remedial work is significant, a building permit may be need too. Clearance certificates will be issued by Ontario Hydro and the local fire department.


How can I protect myself?


Before signing an offer to purchase a home with two dwelling units , ask if it has been inspected and approved. Request the clearance certificates by delivered on closing. A conditional clause can be added to the Agreement of Purchase and Sale with respect to this issue. If the property hasn’t been inspected and approved, learn the cost to upgrade the unit and factor that into the price. You can expect that mortgage lenders will require these clearance certificates when financing a home with a basement apartment. Ask the right questions at the right time and consult a lawyer prior to signing any offer to purchase a home with a basement apartment.

Choosing Your Home Purchase


How should I co-ordinate my moving arrangements with the Vendors?


Any moving day is an exciting but hectic experience. The purchasers of a home are anxious to take possession and the vendors are of course, anxious to complete their new arrangements. Coordinating the moving arrangements of both Purchasers and Vendors can be an ordeal, however most of these difficulties can be offset in advance.

The best way to minimize the confusion on the closing day is for the Purchasers and Vendors to contact each other either directly or through your respective Real Estate Agents and co-ordinate your moving arrangements. I would suggest that you undertake this step now since the Agreement of Purchase and Sale has been signed.

Initiating communication between the moving parties will ensure a successful and uncomplicated transition on moving day.



Signing Your Closing Documents

What is my Lawyer doing after the deal is firm and I have waived all my conditions?


During the interim of your real estate transaction, your lawyer’s office will receive, deliver and compile various material from Banks, Lawyer’s offices, Conveyances and Real Estate Agents. As you might expect, much of this documentation in it’s final form is simply not available until shortly before closing.



When do I have to see my Lawyer?


Most lawyer’s offices will intentionally co-ordinate with you for your attendance at my office several days or even the day before closing to sign the documentation. Therefore you may expect to make arrangements with your employer to arrange time-off to meet and review and sign the documents. You can expect to spend as much time as is required to sign documents, ask questions and have your concerns addressed.



Are you ready to buy a home?

The Gia Team is always happy to meet with you to ensure you have all the tools you need to buy your home with our Buyer Workshop.
Questions to ask yourself before taking the home buying leap. Many people will tell you that the best time to buy a home is always “now” and, on the surface, that looks Continue reading

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