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Think Through The Right Way To Do Renovations

 

For some Canadians, the cold weather means bundling up and hunkering down. As you spend more time indoors, the state of your home may become increasingly apparent, prompting you to consider a renovation. Some projects must wait until spring returns, but others don’t require the warm weather.

 

In the colder months in particular, energy consumption becomes a concern. A number of easy indoor renovations can make your home more efficient, can aid the environment and keep a few extra dollars in your pocket over the long term.

 

There are a huge variety of these simple projects, and by updating your flooring, installing new trim or moulding, insulating the attic or replacing faucets and fixtures, you can make a very big impact.

 

Obviously, no matter how seasoned you are as a hand yperson, you will want to take precautions, such as relying on appropriate safety equipment and taking care in your work. Remember to avoid rickety ladders and wear goggles and/or gloves when protection is required.

 

“It also means thinking about how your project will affect your insurance policy,” says James Hall, an insurance expert with Western Financial Group. “Anything you do can change the value of your property, which may have implications for your coverage.

 

While home renovations can make a positive difference, they also carry risks. A study from Western Financial Group found that one quarter of Canadian homeowners (24 per cent) have undertaken recent renovations that were valued at between $10,000 and $25,000.

 

“These projects include adding an extension or a wood-burning stove, or finishing your basement,” notes Hall. “When spending that much, you should speak to an insurance broker to see if your plan reflects the new value of your house.”

 

It’s unlikely that every homeowner has complete and thorough knowledge of the latest codes that govern and inform renovation work. However, it’s very important to make sure that your work adheres to these, as codes are designed to guard you and your home against danger, faulty workmanship and negative insurance implications.

 

Now you’re ready to emerge from your blanket, strap on your trusty tool belt, and get to work. More information is available at www.westernfinancialgroup.ca.

 

www.newscanada.com

 

 

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